Credit Analyst

Responsibility：

Credit Assessment

1. Review borrower’s requirements and objectives, and make sure reasonable enquiries are taken to meet responsible lending and best interest duty requirements
2. Take reasonable steps to verify borrowers’ individual information and financial situation to make sure client is able to meet all repayments without suffering significant hardship
3. Ensure in-depth understanding of products and lender credit policy, make sure the application could be approved and is not unsuitable to borrowers
4. Strictly abide by the company’s risk control & compliance policies, and take the initiative to propose risk control plans when necessary

Application Submission

1. Working with brokers to prepare application forms for clients, gathering the required supporting documents and NCCP files.
2. Draft application submission summary and submit the application to lenders once acknowledged by brokers.
3. Coordinate with internal and external stakeholders to facilitate the processing of loans for approval and settlement.
4. Make proper application processing notes

Job Authority

Follow the SOP and process accordingly

Job Requirement

Basic Requirements

1. Strang command of English, able to fulfill all duties with English
2. Satisfactory interpersonal and communication skills
3. Detail oriented
4. Good time management and team player

Education Background

Bachelor’s degree, preferably majored in Finance, Accounting or other business-related field.

Work Experience

At least one year of relevant industry experience